Growth doesn't happen without investment, and you can't invest if your money is tied up because you're waiting for payment. We can help you expedite payments and make sure your money works harder.
Easy day-to-day cash flow management with UPS Billing Center, our easy, online tool that lets you quickly track and pay your shipping bills. This faster access to invoices also helps you promptly bill your customers for certain items--like brokerage cost--that are included in your UPS invoices. Be sure to use the reference fields when creating shipments to help you code these charges and speed allocation.
If you ship cash on delivery, consider UPS Capital C.O.D. Secure. Your customers' C.O.D. payments are automatically transferred into your bank account, generally two to threee business days after shipment delivery. Since there are no physical checks to process, you'll reduce monthly fees, and--in the event that one of the checks is dishonored upon deposit--UPS Capital will pay you for that item, up to a specific limit.
Access to Working Capital to Grow Your Business
UPS Capital, the insurance and financial services subsidiary of UPS, has a variety of lending solutions designed to fit the needs of small-to-medium sized businesses.
Take your business to the next level with funding up to $250,000.
UPS Capital has partnered with Kabbage® to provide access to funding to businesses like yours. Apply for a Kabbage line of credit1 up to $250,000 and receive a quick decision2. Withdraw what you need, when you need it and only pay for the funds you use.
Importers, our UPS Capital Cargo Finance® solution can knock months off of your cash-conversion cycle
Importing inventory can really restrict your cash flow if your overseas suppliers require payment at the time of shipment. With your inventory still in transit, finances can get tight. But UPS Capital Cargo Finance can help. UPS Capital lends funds against the commercial invoice amount of your in-transit inventory, whether it is moving over land, in the air or across the ocean. This allows you to increase your working capital, improve relationships with suppliers and gain greater efficiencies in your supply chain. Our solution offers unsecured lines of credit up to $1.5 million and payment terms up to 90 days.
Quickly allocate any charges that should be billed to your customers
Improve liquidity in your international supply chain
UPS Capital® and Kabbage® have teamed up to provide access to funding for businesses like yours.
1. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. Individual requests for capital are separate installment loans. All loans are subject to credit approval. Frequently Asked Questions.
2. Kabbage can approve your business in minutes for up to $150,000 when they are able to automatically obtain your business data and verify your bank account. Lines of credit over $150,000 require a manual review. In some situations, errors may occur during the sign-up process, or Kabbage may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding.
All Kabbage® business loans are issued by Celtic Bank, a Utah-Chartered industrial bank, Member FDIC. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.
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